Bill Payments Simplified

JOYntPay transforms your billing information into a payment seamlessly.

You can pay the bill, choose the date to pay or split the bill into multiple payments with one click.

Payments are made through your mobile banking app (don't worry, we don't see anything in there!).

You can also pay your bills as part of a group by allocating the relevant amount to each person and view when each person has paid.

Download the JOYntPay app, sign-up and away you go!

JOYntPay offers the ability to add your regular household bills into the system by scanning your paper bill or by uploading an e-copy of your bill.

The first time you set up a bill payment using JOYntPay takes about a minute.

After that, JOYntPay does all the legwork so going forward you just click "Confirm" to make the payment, and then choose your payment method.

JOYntPay is designed to optimise your regular bill payments.

Once you've set up your bill payment, JOYntPay will collect the information going forward so you get a notification and a one-click option to confirm the payment, saving you time and effort.

And you can always amend any of the payment details when you want to in the app.

Using JOYntPay offers convenience and flexibility by putting you in control and saving you time spent managing and paying household bills.

No money leaves your account unless you say so. JOYntPay never accesses your account and payments go directly to your service provider.

If you think the amount on the bill is wrong, you can change the amount you want to pay before confirming the payment.

You can change the date you make your payment to suit your income fluctuations, or even split the payments into manageable chunks.