Improve
Collections
and Customer Experience
JOYnt helps your clients collect payments faster, reduce failures, and give their customers a flexible and intuitive way to pay all without changing their existing systems.
£1.4bn
additional costs of collection for alternatives to Direct Debit
38%
of customers would choose a better option if available
12x
increase in failed payments vs Direct Debit Payments
Why Choose JOYnt?
Our Open Banking-powered bill management app is designed for households who don’t (or can’t) pay by Direct Debit, helping you open up a whole new market while cutting costs and admin headaches.
£1.4bn
additional costs of collection for alternatives to Direct Debit
38%
of customers would choose a better option if available
12x
increase in failed payments vs Direct Debit Payments
The Big Picture
The future of payments is flexible, consumer-first, and bank-direct. JOYnt helps you stay ahead by:
Reducing payment failures (non-DD transactions fail 12× more often than DDs)
Eliminating costly card fees and manual reconciliation
Giving your clients clear visibility over cash flow
Providing a frictionless, secure payment experience for households
Why Partner with JOYnt?
The future of payments is flexible, consumer-first, and bank-direct.
Contact UsOpen a New Revenue Stream
Earn from day one through our partner revenue share model.
Serve the Non-Direct Debit Majority
30% of UK consumers have missed a regular payment; JOYnt solves this in a way DD can’t.
No Disruption
JOYnt overlays your clients’ processes. No integration. No new tech stack.
Boost Payment Success Rates
Real-time bank payments mean fewer failures and no card fees.
Enhance the Customer Experience
Smart inboxes, reminders and payment scheduling put households in control, making them more likely to pay on time.
JOYnt us!
Let’s Grow Together
You know your clients’ needs. We’ve built the tool to meet them.
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JOYntPay is developed and brought to you by Joynt Limited, Company no. 15943475. Payment initiation services are powered by Moneyhub Financial Technology Ltd (Company No. 06909772) which is authorised and regulated by the Financial Conduct Authority (FCA) as a Payments Initiation Service Provider, reference no. 809360. All logos and trademarks are property of their respective owners.