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Financial Inclusion
Why Direct Debit Doesn’t Work for Everyone – and How JOYnt Helps
April 24, 2026
Millions of people struggle with Direct Debit - not because they are irresponsible, but because the system was never designed…
Neurodiversity and Money: Designing Bill Management for Real People, Not Robots
October 22, 2025
Empowering households in the UK to manage their utilities and pay on time.