



Why Choose JOYnt?
Our secure, Open Banking-powered app puts you in control. Whether you prefer to pay as you go, split bills, or match payments to your income, JOYnt helps you stay on track and avoid missed payments.
More flexibility
No forced direct debits
More coverage
Wide range of providers
Fewer missed payments
Never lose track of your payments
How JOYnt Works
Bring clarity and calm to your bill payments download the app and take control today.
Contact Us1. Get Set Up
Select which bills you want JOYnt to manage, add your providers, and customise.
2. Automate and Simplify
Connect your email for automatic bill detection, or upload a bill directly with no more paperwork or missed notices.
3. Stay in Control
Set reminders that work with your pay schedule, so payments always fit your routine.
© 2025 Joynt Limited - All rights reserved.
JOYntPay is developed and brought to you by Joynt Limited, Company no. 15943475. Payment initiation services are powered by Moneyhub Financial Technology Ltd (Company No. 06909772) which is authorised and regulated by the Financial Conduct Authority (FCA) as a Payments Initiation Service Provider, reference no. 809360. All logos and trademarks are property of their respective owners.






